SmartCash is a simple, transparent way to earn daily interest on your cash.
No teaser rates. No fine print. No surprises.
You earn interest each day your deposit is active with the ability to withdraw at any time.
Business owners in the UAE get less than 3%* APY on business savings.
At Vault, we pay you 3.72%* APY.
SmartCash changed how we manage cash flow—better returns, instant liquidity, and FX better than the banks.
SmartCash just works. The returns are great, the process is simple, and it takes all the stress out of managing our cash.
Beating the national average on returns for business savings. It's like giving our cash a competitive edge.
Yes. Vault Wealth Limited is regulated by the Financial Services Regulatory Authority (FSRA) in the Abu Dhabi Global Market (ADGM) under category 4 — advising on investments and arranging deals in investments.
At Vault, we take the security of our clients' money very seriously. Your investments are held in your own name with Interactive Brokers (IBKR), which means that your assets are fully segregated and protected. We're regulated by the FSRA in ADGM, and your IBKR accounts are insured by SIPC and FDIC.
Your money is held in segregated accounts at our regulated broker-dealer partners — never commingled with Vault's own funds.
Your Vault account remains open and accessible. Tax and residency treatment may change — we'll help you navigate the transition.
