Let your planguide your wealth.
From today’s ambitions to your family’s future,
your plan connects every decision to what truly matters.
We provide personalized planning. Not a one-size-fits-all solution.
It’s why our planning works.
Define which goals
matter to you
How much passive income would you like to earn during retirement?
Passive Income Target
USD
What other goals would you like to plan for?
Estimated amount
University start year
Expected years in university
What other goals would you like to plan for?
Estimated amount
When are you planning on purchasing your Family Dream Home?
Within
6 Years
By
2032
All your wealth in one place
Securely link every brokerage, bank and custodian — onshore and off. Read-only, audited, and refreshed automatically so your full picture is always current.
- 250+ institutions across the GCC, UK, EU and US
- Read-only credentials, never stored in plaintext
- Multi-currency consolidation with daily refresh
Model your future
Plan Smarter.
See Further.
Forecast your income, test scenarios, optimize risk, and project growth in real terms — giving you a clear view of your financial future and the confidence to act.
See how plan works
Invest with purpose, guided by your plan
Outline your
current wealth
Your portfolio is built to fund your goals, dynamically adjusted to match your risk profile and liquidity needs — so every investment moves you closer to what matters most.
See how plan works
One plan. One place. Total clarity.
Explore your plan inside the app, track your progress in real time, and make smarter decisions with clarity. When you need it, your advisor is there to guide you — combining technology with experience.
Questions about planning
No. You can plan around assets that live elsewhere — property, pensions, offshore accounts. Aggregation is optional, but the more we see the sharper your plan becomes.
Your plan updates continuously as markets move and your circumstances change. We also schedule a formal review with your advisor at least once a year — more often on request.
Absolutely. Buy a home, welcome a child, change jobs — your advisor rebuilds the projection and rebalances your portfolio to match the new reality.
We'll flag it early. Your advisor will walk through the trade-offs — contributing more, extending the timeline, or adjusting risk — so you stay in control.
Building your plan is complimentary. You only pay our flat management fee when you choose to invest with Vault.
Four things that a plan imported from another market tends to miss. There is no state pension, so retirement is entirely self-funded and the capital figure is larger than most people relocating from Europe expect. End-of-service gratuity arrives as a lump sum and needs a destination decided in advance. There is no personal income tax, which raises the value of a disciplined savings rate. And succession runs through ADGM, DIFC or onshore frameworks, where the default outcome without a will differs sharply from what most residents assume.
Yes, and for most clients here it has to. Holdings elsewhere can be aggregated read-only so the plan is built on your full position rather than one slice of it, and they can stay where they are while still being planned around. Cross-border exposure frequently survives relocation — UK domicile can retain inheritance tax exposure, and US persons carry reporting obligations regardless of residence — so tax treatment should be confirmed with a qualified tax adviser for your circumstances.
A named advisor, from the first conversation onward. Every client has a dedicated wealth advisor, and clients at the higher tiers work with a dedicated senior advisor. The platform handles reporting, aggregation and portfolio construction; your advisor handles judgement, and a single investment committee sets the research and asset-allocation view so it is consistent across every client rather than varying by desk.
USD 100,000 in liquid investable assets is the entry point for the advisory relationship, with a dedicated advisor from that level. Tiers move at USD 1 million and USD 5 million, adding private market access, curated investor policy statements and multi-entity structuring. Building the plan itself is complimentary at every level.