Vault was designed to solve the region’s most prevalent problems faced by affluent individuals.

Backed by
Outliers’ Portfolio
Outliers’ Backing

In the US, the majority of financial wealth is actively invested.

In stark contrast, more than 80 per cent of UAE’s $1 trillion wealth is held in cash.

This is because most affluent individuals are:

This is also a result of advisors in the region being incentivized by commissions, instead of an individual’s best interests.

This problem is further compounded by a lack of awareness and understanding when it comes to making well-informed investment decisions.

After years in the industry, having seen these industry problems — we decided to do something about it.

Advice from
experienced professionals

We combine the best of financial planning, asset allocation, tax advice, and investment banking. Each of our advisors are a true fiduciary - we not only prioritize your best interests but we're also bound by regulatory obligations and incentivized by them.
Bilal Abou-Diab
With over a decade of industry experience, Bilal (CFA Charter-holder since 2018) has built a successful career, managing over $350M in assets, designing rigorous portfolios and providing high-quality financial planning to his clients.

He has been pivotal in the formation of multiple family offices. Through Vault, Bilal's mission is to transform the way wealth management is practiced in the region.
Sami Abdul Hadi
Passionate about helping clients achieve their financial goals, Sami, accredited by The Chartered Institute for Securities & Investment (CISI), brings over 5 years of industry experience advising high net worth individuals and managing over $200M in assets.

Through Vault, Sami's mission is to redefine the way wealth management is practiced in the region.
Alicia Antich
With over 20 years of experience in finance, Alicia excels in providing financial and investment advisory services to high-value clients and institutional investors. Holding a Master in Financial Markets, a Certified Advisor (CAd) certification, and a Certificate in ESG Investing, Alicia has a proven track record in effectively managing multi-million dollar portfolios, driving profitability through strategic planning.
Hicham Mawlawi
Hicham is an experienced financial advisor with over 5 years of experience, holding a designation from the Canadian Securities Institute. His approach involves taking the time to understand what matters most to each client, and then recommending relevant strategies to help achieve their financial goals, building long-term relationships with clients through diligent planning and execution.
Pablo Ferreira
Pablo is a wealth advisor who has 15 years of professional experience in different fields, such as tax advice, investment banking, and wealth management. He started his career at PwC in Madrid on the International Assignment team, and then he moved to BBVA Corporate and Investment Banking as a Relationship Manager.

For the last 8 years, he has been living in the UAE advising expat clients and therefore has a very deep and close understanding of the market and client needs
Fady Yammine
With over 19 years of industry experience and accreditations from CISI and SCA in the UAE, Fady excels in fostering relationships with high-net-worth clients, offering tailored financial solutions and advice.

Having successfully managed a $500 million asset portfolio during his time as a Relationship Director at HSBC Bank Middle East Limited, his extensive experience and solid educational background have made him a respected leader in UHNW relationships.
Mission
To redefine the way investments are practiced in the UAE and beyond, by providing transparent advice and improving financial literacy.
Vision
To become the most trusted wealth management platform, in the GCC.
Approach
At Vault, our investment methodology blends diversified portfolios, thematic investing, and alternative strategies to safeguard and grow your wealth.

A custodian you can trust

When placing your money with a custodian, you need to make sure your custodian is secure and can endure through good and bad times. That’s why we chose Interactive Brokers.
Your offshore account is opened directly in your name with the Custody Bank & Broker, Interactive Brokers.Your assets are protected by both the SIPC and the US FDIC.
Vault is regulated by the Financial Services Regulatory Authority and licensed by the Abu Dhabi Global Market.

Frequently Asked Questions

How is Vault different?
At Vault, we believe in putting our clients first, empowering them to make conscious investment choices. Unlike big banks that are often incentivized by commissions or product sales, we're incentivized for your long-term success. We offer a personalized approach to investing that takes into account your unique financial goals, risk tolerance, and other factors, and we use cutting-edge technology to provide you with a seamless investing experience.
Do I have to pay taxes when Vault opens an offshore US account for me?
Vault is designed for non-US residents and nationals; therefore, we do not offer services to American citizens or residents. Our diversified portfolios are designed for non-US taxpayers. All underlying investments in the Diversified Portfolios are UCITS domiciled in Ireland or Luxembourg. Consequently, no capital gains, withholding, or income tax applies to our diversified portfolios. A prerequisite of opening an account is signing a W8Ben form confirming that you are not a US tax resident. Therefore, interest on cash holdings is tax-exempt, as there is no US withholding or US tax implications. You may have tax implications based on your country of residence; therefore, we always recommend you speak with your tax advisor to assess any local repercussions. However, for clients who are only tax residents in the UAE, you do not have any withholding, income, or capital gains taxes on your holdings through Vault.
Does Vault have a mobile app?
"At the moment, we are still in the progress of adding to the apple app store and google play store. In the meantime, you can add the mobile app to your smartphone using the below:

*For iPhone Users:*
Open Safari
Type in app.vaultwealth.com
Click on the share button on the bottom of the screen (square with an upwards arrow)
Scroll down and click ""Add to Home Screen""
Click ""Add""

*For Android Users:*
Open Chrome app
Type in: app.vaultwealth.com
Click on the vertical three buttons (settings beside the tabs)
Click ""Add to Home screen""
Click ""Add"""

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Talk to Us

In the US, the majority of financial wealth is actively invested.

In stark contrast, more than 80 per cent of UAE’s $1 trillion wealth is held in cash.

This is because most affluent individuals are:

This is also a result of advisors in the region being incentivized by commissions, instead of an individual’s best interests.

This problem is further compounded by a lack of awareness and understanding when it comes to making well-informed investment decisions.

After years in the industry, having seen these industry problems — we decided to do something about it.