Earn 5.36% on your idle cash with SmartCash.

Through Vault’s SmartCash, you earn interest each day your deposit is active with the ability to withdraw at any time.

Lock-in free and flexible

You earn interest each day your deposit is active with the ability to withdraw at any time. You can earn a competitive return without the pressure of timing the market.
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Market rates that will outperform your bank

Enjoy low FX conversion fees for currency transfers between USD, GBP, EUR currencies.
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Looking to explore SmartCash for your business?
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Frequently Asked Questions

How long is the rate valid for?
Unlike a promotional rate, Vault does not control the rates for SmartCash. Daily interest rate levels are determined by central banks offering a transparent and clear approach to your savings.
What is the minimum requirement?
The minimum deposit for SmartCash is $5,000.
Can I easily withdraw my money?
Yes, SmartCash is a lock-in-free solution. You can withdraw at anytime, with the press of a button.
Do I pay penalty for withdrawing my money any time?
No, there are no penalties for withdrawals from your SmartCash account.
Is there a minimum time to keep the money with smartcash?
No, there is no minimum commitment.
How is the interest calculated?
Interest is accrued daily within the money market fund.

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