Earn 5.48%* on your idle cash with SmartCash.

Through Vault’s SmartCash, you earn interest each day your deposit is active with the ability to withdraw at any time.
Interest Rate
Interest Rate
Interest Rate

Lock-in free and flexible

You earn interest each day your deposit is active with the ability to withdraw at any time. You can earn a competitive return without the pressure of timing the market.
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Market rates that will outperform your bank

Enjoy low FX conversion fees for currency transfers between USD, GBP, EUR currencies.
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Looking to explore SmartCash for your business?
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Frequently Asked Questions

How long is the rate valid for?
Unlike a promotional rate, Vault does not control the rates for SmartCash. Daily interest rate levels are determined by central banks offering a transparent and clear approach to your savings.
What is the minimum requirement?
The minimum deposit for SmartCash is $5,000.
Can I easily withdraw my money?
Yes, SmartCash is a lock-in-free solution. You can withdraw at anytime, with the press of a button.
Do I pay penalty for withdrawing my money any time?
No, there are no penalties for withdrawals from your SmartCash account.
Is there a minimum time to keep the money with smartcash?
No, there is no minimum commitment.
How is the interest calculated?
Interest is accrued daily within the money market fund.

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